This site doesn't save my CC info so hacking the site wouldn't help. I don't know where they would store that info but normally these hacks get info that's saved on the site itself.
The big problem with this is that the Credit Card Companies must now step in to protect the users whose credit details have been leaked - and they most likely won't.
Three years ago I took out a credit card with Virgin Credit. The account was to be used in emergency situations only. I never, ever used that account, nor did the card ever leave my possession, but all of a sudden transactions began to appear against the account.
It took Virgin months to cancel that card, even after a fraud case was lodged, and there ended up being $7000.00 in transactions before they did. Even though the only place my details could have been leaked from was Virgin Credit themselves, they never investigated anything and kept badgering me to pay the account.
It was only after 12 months and me finding out that Virgin had indeed had a security breach, that they backed off and accepted responsibility. When I asked the employee who rang me to tell me that the matter was resolved "Why did Virgin pursue me for this money when they knew all along that this was a security breach?", the answer I got was "Well, if we lean on our customers hard enough they often just give in and pay."
Now I know (and I hope) that this isn't representative of all credit card companies, but if you think transactions are occurring on your card and you have a reason to believe that your details being leaked by Sony could be responsible, act swiftly, decisively and forcefully to prevent having to go through what we did.
You do realize that other than the four letters s, o, n, & y, Sony Online Entertainment and Sony Creative Software have nothing to do with each other, right? Not the same company, not the same management, pretty much no relationship at all other than being owned by the same head corporation.
The big problem with this is that the Credit Card Companies must now step in to protect the users whose credit details have been leaked - and they most likely won't.
Depends on the company. One company I had a card with & my wife's current Discover, when something went wrong they said "ok, we'll reverse the charges". Never bothered doing anything else. Next month, obviously, more fraudulent charges. The cards I've had after that (that was YEARS ago), when something was fraudulent, automatically canceled the account & sent me a new card. I've never had to pay a penny and have never been badgered to pay anything on a dispute until it was resolved.
However, it's not just the card companies responsibility. When you think something is up, you call them right away, tell them & demand a new account number. Laziness on your part isn't an excuse for arguing. If you, for example, canceled the card right when you found something wrong (like I didn't years ago) then it would of happened on, at most, two billing cycles.
I hope the hackers are caught and prosecuted to the full extent of the law...Better yet I hope the Seals are given a new mission so we can have a few more burials at sea......
I cancelled my credit card the day they announced that the Playstation Network was hacked so my credit card information is no longer valid.
I learned a long time ago to keep one credit card that is only used for internet commerce. It is used for nothing else. My wife and I call it, "the internet credit card". Whenever a site gets hacked, all I need to do is cancel that one card and I'm safe. If ether SPN or SOE has your credit card, I would cancel it immediately.
I second that appreciation for Discover Card. Just a few weeks ago someone tried to transfer $9995 to a B of A account, and Discover Fraud Detection stopped it and sent me an email. Since it was fraud, they canceled my cards and sent new ones by FedEx that arrived in two days.
For online use, I use virtual credit cards from Citicorp. Other card issuers offer them as well. I can seriously limit the virtual card use to time, amount or both.